You want financial responsibility in a nutshell?

Air Force Officer Nick breaks it down for you.

Nick’s blog is worth a thorough read.  He’s got a good head on his shoulders (volunteering for a tour in Iraq notwithstanding), and writes in easy-to-digest entries.  And while it is true that not everyone is in a position to do what he did in order to reduce his debt load–reduce his expenses significantly and simultaneously increase his income, his fortitude should serve as an example to all of us still in the rat race.

I got to Nick through Mint.com’s blog, which I got to through Lifehack.org (I also recommend lifehacker.com, where I usually find something useful at least once a week).  It’s amazing what you find when you click through a few pages and see where you end up–and I recommend all of the above.  Make sure to give Nick an encouraging word when you get a chance.